In Africa, millions remain outside the safety net of insurance. Traditional firms often struggle to reach these customers, held back by legacy systems and rigid models. The answer has not come from within but from partnerships that bridge scale with agility.
Inclusivity Solutions has built its model on this idea. The company designs digital insurance products that meet the needs of first-time policyholders: low premiums, easy signup and simple claims. To reach scale, it does not go it alone. Instead, it works with major institutions such as Old Mutual and OnAfrique, embedding its products into platforms that already touch millions.
The results show what happens when a nimble innovator links arms with industry giants. Customers who once saw insurance as distant now gain access through the tools they use every day, from mobile wallets to retail services. It is a playbook that could apply far beyond insurance, in sectors where large companies have reach but lack the speed to adapt.
Recently, Innovate Africa founder and Innovation City Cape Town co-founder Kieno Kammies sat down with Jeremy Leach to find out how they are scaling insurance inclusivity, working with big businesses like Old Mutual and OnAfrique.
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